Small enough to know you. BIG enough to serve you.

Personal Banking

Certificates of Deposit (CDs)

For personal or business investments, we offer a wide array of Certificates of Deposit, with maturity dates designed to meet your needs.

  • CDs are available in various terms.
  • Early withdrawal penalties are assessed. The amount of the penalty is based on the maturity date of the deposit.

Call us at (402) 428-3000 for current CD rates.

Individual Retirement Accounts

The Bank of Lindsay offers both Traditional and Roth Individual Retirement Accounts to meet your retirement needs.

Traditional IRA’s:

  • Most contributions are tax deductible, however, certain restrictions apply. Consult your tax advisor for details.
  • Contribution deadline is the tax-filing deadline for the tax year.
  • Any individual younger than 70 ½ who has compensation is eligible to make a contribution.
  • Earnings remain tax deferred until distributed from the IRA.
  • Traditional IRA distributions may be free from IRS imposed penalties after age 59 ½.
  • Traditional IRA’s Required Minimum Distributions are required at age 70 ½.

Roth IRA’s:

  • Contributions are nondeductible, but earnings are tax-free.
  • Any individual can continue to make ROTH IRA contributions after reaching 70 1/2.
  • No required distributions.
  • Contribution deadline is the tax-filing deadline for the tax year.

Call us at (402) 428-3000 for current IRA rates.

FDIC
Equal Housing Lender